Wednesday, March 27, 2013

medley crunch

A Taste You Won;t Bee-lieve
Listen.. hear that? It's the sweet sound of Honey Nut O's, crispy flakes and
clusters made with real almond slices all coming together for the perfect
crunch. Add my honey and wow.. what an incredible change of taste!
One spoonful and new Honey Nut Cheerios Medley Crunch cereal
will totally make your heart sing, So go ahead and enjoy another
heart-healthy way to start your day.

Honey Nut Cheerios Medley Crunch
generalmills.com

Monday, March 25, 2013

Our Story

For generations, coffee lovers have enjoyed the great taste of
Eight O'Clock coffee. To consistently deliver our great taste
we carefully select only high quality 100% Arabica beans and
then expertly roast and grind them to bring out their rich,
full-bodied flavor and aroma. We offer a full line of gourmet
coffee varieties including ground and whole bean forms,
medium to dark roast levels and several different flavors.
Reward yourself every day with the rich, smooth flavor of
Eight O'Clock coffee.
Visit us at
www.eightoclock.com  

Friday, March 22, 2013

Knowing

just a few basic acts about inquiries and credit scores help avoid costly
misunderstandings and mistakes that can drop valuable points - -
. For most consumers, one additional inquiry will take less than five points
  off their credit scores.
. The "rate shopping" feature of credit scores allows you to have any mortgage
   auto, student loans inquiries on your credit report within any 14- or 45- day
   period with only one of those inquiries counting in the score.
. Inquiries appear on your credit report for two years, but are only considered
  by credit scores for the first year.
Consumers who still don't buy that inquiries help predict risk and detect identity
theft may instead want to consider inquiries as just one more good reason not
to apply for credit- - - - - - - - - - - 

Thursday, March 21, 2013

Chardonnay

TWO DRAGONS  -  Central Coast
2009 was a textbook vintage. The wine
displays an incredible core of pineapple
and mango fruit with a delightful crisp
acidity that makes it the perfect companion
to fresh summer salads, grilled seafood,
 and lively conversation.
Enjoy with friends and family.

Cellared and Bottled by West Hill
Cellars, American Canyon, CA

Monday, March 18, 2013

soft

inquiries include inquiries resulting from consumers accessing their
own credit reports, lenders making pre-approved credit offers, creditors
periodically reviewing existing accounts, and insurance and employment
credit checks. Not only are soft inquiries ignored by the scores, they are
excluded from credit reports seen by lenders, and only appear on the
consumer's report.

Friday, March 15, 2013

Inquiries

A credit inquiry is a notation that goes on your credit report every time
your credit report is accessed by anyone with "permissable purpose" as
defined by the Fair Creit Reporting Act. Inquiries remain on a
credit-report for two years, and generally fall in two categories;
hard and soft inquiries. Only hard inquiries from within the past year
can impact credit scores. Older hard inquiries and soft inquiries are
ignored by the scores entirely.

The typical hard inquiry is triggered when a lender access a consumer's
credit report and score as part of the credit application process. Hard
inquiries can also result from collection agencies using credit reports
in their skip tracing efforts.

credit.com

Thursday, March 14, 2013

Financial Balance

Some of the ways in which
inquiries provide value to leanders and consumers:
.  Accoridung to Fair Isaac (FICO) people who have added six or more
   inquiries during the past year can be up to eight time more likely to
   file for banckruptcy than those with credit reports showing no inquiries.
.  As the only major area of your credit report to update immediately,
   inquiries tend to be the earliest indication that a consumer has applied
   for  new credit, which tends to be a factor indicating future credit risk.
.  Inquiries can provide early evidence of identity theft when a
   consumer credit file has been accessed fraudulently.

Knowing just a few basic facts about inquiries and credit scores can help
avoid costly misunderstandings and mistakes.  credit.com
  

Tuesday, March 12, 2013

arby's

SLICING UP FRESHNESS
A Very ReFRESHing View
Asyou sip this tasty beverage,
allow us to share with you our
philosophy on freshness. At Arby's
we believe that fresh slicing is great
tasting. That's why each and every
day, we fire up our slicers and get to
work slicing our meats before pilling
high atop some of the most delicious,
irresistble sandwiches around.
One bite and we think you'll agree-
fresh slicing makes all the difference.

Sunday, March 10, 2013

did you hear

a voice so soft
a voice and question
 lyrical  notes
the cheer of joy
the triumph of
the weep the silent sob of a cry
the magical giggle
the laughter of it
your child  and the title
mama  moma

Saturday, March 9, 2013

mist

A saturday a.m. a lite fog   or mist the pale gray
skies
Two loons on the pond a pair -  mates - gliding
with the breeze - drifting on the water, diving
disappearing - its good eats today.  two loons

Wednesday, March 6, 2013

minis

Triscuit  minis   ORIGINAL
Delicious out of the box
or with your favorite meal
Triscuit Original, now in mini size!
Great for snacking and when you are
on the go. Sprinkle them on a salad
or add to your favorite soup for
a delicious addition to your meal. Enjoy!
triscuits.com

Tuesday, March 5, 2013

You have brains in your head
You have feet in your shoes
You can steer yourself
In any direction you choose

the cat in the hat
Dr Seuss

Monday, March 4, 2013

                                                               greetings

Zero - Glaceau

vitamin water - Naturally sweetened
squeezed (8nutrients from a-zinc)
lemondade flavored + other natural flavors
c'mon, let's see what you're squeezing into that purse. . .
or suitcase, looky here, a gift card (89cents left) three hand
creams,(melon,cucumber,cucumber-melon) and the ol'
wad of receipts (returning that shirt you're wearing?)
your bag inspired us so we squeezed eight key nutrients
from a to zinc, into this bottle, since it's zero calories
and naturally sweetened, you can squeeze a few bottles
into your purse . . . or "man bag" (we're  not judging)
we love vitamin angels
vitaminwater.com/vitaminangels

Saturday, March 2, 2013

MoneY

Take your deposits to one of our 10
Award Winners/ These catagory Leaders
not only make it easy to avoid fees. They
also offer Great Extras and surprisingly
Good Iterest Rates
What to do with $1.000. NOW
STANDALONE
CHECKING
CAPITALONE.COM